Poste Italiane’s offering
The expansion of the Group’s services in 2023
During the year 2023, Poste Italiane fulfilled its commitment to pursue a 360° sustainable future, expanding the range of services offered with the introduction of new services.
Consistent with the previous year, the Group promoted the “risparmiosemplice” formula, an open-ended savings plan with a customer-defined periodicity, which can be subscribed to at any Post Office by holders of a BancoPosta current account or postal savings book. This plan is based on the 4-year Interest-bearing Postal Certificate issued by Cassa Depositi e Prestiti SpA By subscribing to this bond within the Savings Plan, it is possible to periodically set aside amounts, even minimal ones, in order to build capital over time, with the possibility of making further subscriptions. The sums deriving from the maturity of Interest-bearing Postal Certificate, subscribed under the Plan itself, are automatically reinvested in the “risparmiosemplice” savings plan. These sums include the invested capital and accrued interest, net of tax charges. Furthermore, the agreement on postal savings with Cassa Depositi e Prestiti, renewed in 2021 and amended on 30 January 2024, guarantees the Group sustainable remuneration in the four-year period 2021-2024, with an annual commission for collection objectives of between €1.6 and €1.85 billion. Through this agreement, Poste Italiane reaffirms its strategic support role for the country.
At the end of July 2023, the Poste Italiane new offer dedicated to cancer prevention campaigns, organised by local health authorities and hospitals in order to increase their participation, was launched on an experimental basis. The initiative offers the possibility of home collection of diagnostic samples self-collected by citizens participating in screening campaigns and their return to the relevant ASL laboratory.
Starting from March 2023, the Quinto BancoPosta offer was extended to employees of state-owned companies, the loan dedicated to public employees, para-public employees and pensioners, which can be used to carry out new projects, but also to pay off other ongoing financing, with a monthly repayment equal to up to one-fifth of the net monthly salary or net monthly pension.